From application to distribution.
The cooperative operates against three core mechanics — membership and contribution, capital deployment, and governance and distribution. Here is what that looks like end to end.
- 01
Apply for membership
Complete the onboarding application. We verify identity, residency, and the standard cooperative-law requirements. There is a short orientation covering the investment policy, member rights, and the cooperative agreement you will sign.
- 02
Contribute capital
Members contribute on a monthly or tranche basis. Each contribution is recorded and converted into a proportional ownership stake in the pool. The minimum and recommended contribution levels are set out in the membership policy.
- 03
Capital is deployed
Pooled capital is deployed against a defined investment policy — privacy-preserving crypto, gold-backed instruments, and adjacent digital-asset positions. The investment policy is set and amended by member vote.
- 04
Returns distributed proportionally
Returns are distributed on a defined cadence in proportion to each member's stake. Costs of operation are transparent and set out upfront in the operating budget approved by members.
- 05
Members govern the cooperative
Material decisions — investment policy changes, budget approvals, structural decisions — go to a member vote under South African cooperative-law principles. One member, one voice on matters of governance.
Why a cooperative?
The cooperative model is the right structure for this purpose because it explicitly distributes ownership across participating members, distributes returns proportionally, and provides a governance framework that fits collective capital deployment in a way that conventional company structures do not.
The cooperative is a separate legal entity, governed by South African cooperative law. It is structured for transparency, member protection, and long-horizon participation.